Home / finance / credit rating. I've got a bad credit history - shortcut. Also offers personal loans for people with bad credit.

When credit ratings do exist!Specialist lenders offer what are known as credit repair deals. What should i do if my application is declined or i have bad credit?Having problems with your credit?

People with a poor credit rating due to past problems repaying a mortgage, credit card, loan or other finance. Take control and manage your credit history - it's convenient, safe and secure, with free online reports. Been turned down for credit?Have you got a sackful of unopened bills and creditors' letters hidden under the bed? More often than not credit scoring is also used to decide the products you’ll receive.

If a bankruptcy order is annulled ensure a copy of the order of discharge or annulment is distributed to credit agencies. Bad credit loans for homeowners and tenants - uk homeowner or tenant? However the first thing you should do is get hold of your credit report from one of the two agencies that hold it. If you are forced to miss a payment, make sure you tell the creditor and the payment is made the following month.