The following changes apply to all mortgage express products. For as long as i can remember, income multiples have been three or 3. Following completion, northern rock will, from time to time, seek retrospective confirmation of income for loan performance monitoring purposes. But if, for example, you have a clean credit record, no children and two incomes, some lenders may be willing to lend a little more.

Income multiples have hardly moved during a period when interest rates have tumbled from 15 per cent in 1989 to 4. Maximum applicant age at end of the mortgage term. Home. Co. Uk - the uk's most comprehensive property search mortgage glossary: income multiples. What are capital release/ release equity mortgages?