You have indicated that you started in higher education after september 1998 and are therefore likely to come within the income contingent repayment system. If you are in work and pay tax under pay as you earn paye , your repayments will normally be deducted straight from your pay. Information for students overview of student loans.

If you are already repaying your student loan, you can ask the student loans company for a deferment application form at any time. Consolidate loan student. The deductions of loan repayments will be on pay period by pay period basis, like nics. Income contingent ic loans are available to students starting higher education courses in or after 1998. And it's only for loans taken out after august 1998 so you may not see it for some time.